Car Insurance UK (Accidents) - Page 3

The following suggestions may be of value if you are involved in a car accident from an insurance perspective. Some suggestions may not be appropriate in particular situations.

Don't admit fault to anyone. Your words might be used against you later.
Sketch the scene of the vehicle accident ( a small notepad and pencil in your 4x4 is a good idea anyway).
Take note of vehicles involved, direction of travel, skid marks etc
Note contributing factors like wet roads, obscured sign, defects on other vehicless etc
Photograph the scene if you have a camera
Note the driver's name, address and vehicle registration.
If possible get the insurance companies name and the telephone number of the driver.
Collect names addresses and phone numbers of witnesses
Call the police and note the names and numbers of the officers who attend

************************************************************************************************

The Highway Code has the following to say about road accidents:

If you are involved in an accident which causes damage or injury to any other person, vehicle, animal or property, you MUST
Stop.
Give your own and the vehicle owner's name and address, and the registration number of the vehicle, to anyone having reasonable grounds for requiring them.
If you do not give your name and address at the time of the accident, report the accident to the police as soon as reasonably practicable, and in any case within 24 hours.

If another person is injured and you do not produce your insurance certificate at the time of the accident to a police officer or to anyone having reasonable grounds to request it, you MUST
Report the accident to the police as soon as possible and in any case within 24 hours and produce your insurance certificate for the police within seven days.